How to choose between personal loans and credit cards for urgent needs

Using a credit card is better for smaller amounts that you can easily repay in a few weeks. However, if the required amount is large and you would not be able to pay it back fully soon, then taking a personal loan is advisable. Using a credit card is better for smaller amounts that you can easily repay in a few weeks. However, if the required amount is large and you would not be able to pay it back fully soon, then taking a personal loan is advisable. Moneycontrol Latest News Read More

Savings Calculator — calculate future value

This calculator easily answers the question "If I save "X" amount for "Y" months what will the value be at the end?"

The user enters the "Periodic Savings Amount" (amount saved or invested every month); the "Number of Months" and the "Annual Interest Rate" or the annual rate of return one expects to earn on their investments.

The calculator quickly creates a savings schedule and a set of charts that will help the user see the relationship between the amount invested and the return on the investment. The schedule can be copied and pasted to Excel, if desired.

The investment term is always expressed in months.

60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years

If you need a more advanced "Savings Calculator" - one that lets the user solve for the starting amount, the amount to invest, the interest rate, the term required to reach a goal or the future value; or if you would like to easily print the schedule; or if you need to pick a different investment frequency, then you may want to try the calculator located here: https://AccurateCalculators.com/savings-calculator

Currency and Date Conventions

All calculators will remember your choice. You may also change it at any time.

Clicking "Save changes" will cause the calculator to reload. Your edits will be lost.

Retirement Savings Calculator

Your Current Age?:

Anticipated Retirement Age?:

Current Retirement Savings?:

Annual Interest Rate (ROI)?:

Amount At Retirement?:

Monthly Investment Required:

Number of Contributions:

Total Amount Invested:

Interest Earned:

Est. Final Value:

Last Deposit Date:

Original Size

Retirement Savings Calculator — calculate savings required to reach retirement goal

This calculator easily answers the question "Given the value of my current investments how much do I need to save each month to reach my retirement goal?"

The user enters their "Current Age", there expected "Retirement Age", the "Annual Interest Rate (ROI)" (annualized Return on Investment one expects to earn) and "Amount Desired At Retirement".

The calculator quickly calculates the required monthly investment amount and creates an investment schedule plus a set of charts that will help the user see the relationship between the amount invested and the return on the investment. The schedule can be copied and pasted to Excel, if desired.

If you need a more advanced "Retirement Calculator" - one that calculates many more unknowns and one that calculates assuming retirement income and not a final lump sum then try the calculator located here: https://AccurateCalculators.com/retirement-calculator

Currency and Date Conventions

All calculators will remember your choice. You may also change it at any time.

Clicking "Save changes" will cause the calculator to reload. Your edits will be lost.

Retirement Calculator

Your Current Age?:

Anticipated Retirement Age?:

Current Retirement Savings?:

Monthly Amount Invested?:

Annual Interest Rate (ROI)?:

Available At Retirement:

Number of Contributions:

Total Amount Invested:

Interest Earned:

Last Deposit Date:

Original Size

Retirement Calculator — calculate future value of retirement fund

This calculator easily answers the question "Given the value of my current investments and assuming future monthly investments of "X", what will be the value of my retirement nest egg?

The user enters their "Current Age", their exprected "Retirement Age", the "Monthly Amount Invested", and the "Annual Interest Rate (ROI)" (annualized Return on Investment one expects to earn).

The calculator quickly calculates the expected final value of their investments and creates an investment schedule plus a set of charts that will help the user see the relationship between the amount invested and the return on the investment. The schedule can be copied and pasted to Excel, if desired.

Currency and Date Conventions

All calculators will remember your choice. You may also change it at any time.

Clicking "Save changes" will cause the calculator to reload. Your edits will be lost.

Retirement Age Calculator

Your Current Age?:

Current Retirement Savings?:

Monthly Amount Invested?:

Annual Interest Rate (ROI)?:

Amount At Retirement?:

Projected Retirement Age:

Number of Contributions (#):

Total Amount Invested:

Interest Earned:

Est. Final Value:

Last Deposit Date:

Original Size

Retirement Calculator — calculate retirement age

This calculator easily answers the question "Given the value of my current investments and assuming future monthly investments of "X", at what age will I reach my retirement goal?"

The user enters their "Current Age", the "Monthly Amount Invested",the "Annual Interest Rate (ROI)" (annualized Return on Investment one expects to earn) and "Amount Desired At Retirement".

The calculator quickly calculates the user's retirement age and creates an investment schedule plus a set of charts that will help the user see the relationship between the amount invested and the return on the investment. The schedule can be copied and pasted to Excel, if desired.

Currency and Date Conventions

All calculators will remember your choice. You may also change it at any time.

Clicking "Save changes" will cause the calculator to reload. Your edits will be lost.

How to choose between personal loans and credit cards for urgent needs

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