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Financial Planning is the most important aspect of our daily life. Before starting any trip, most of us decide our destination and plan our route very carefully. Sure, there may be detours, but we stick to the general route to get to the destination. Investing is no different. You need financial planning before you start your investment journey to fulfill your dreams or goals. Sure there will be bumps and detours (market volatility) in your investment journey as well. But if you follow your financial plan, you will be better placed to manage all challenges.