{"id":26644,"date":"2023-01-03T19:21:30","date_gmt":"2023-01-03T13:51:30","guid":{"rendered":"http:\/\/finservwealth.com\/?p=26644"},"modified":"2023-01-03T19:27:40","modified_gmt":"2023-01-03T13:57:40","slug":"buying-a-rs-50-lakh-house-with-help-of-mutual-fund-sip-how-much-time-will-it-take","status":"publish","type":"post","link":"https:\/\/finservwealth.com\/hi\/buying-a-rs-50-lakh-house-with-help-of-mutual-fund-sip-how-much-time-will-it-take\/","title":{"rendered":"Buying a Rs 50 lakh house with help of Mutual Fund SIP: How much time will it take?"},"content":{"rendered":"<p>Mutual Fund Systematic Investment Plan (SIP) is considered a good option for accumulating wealth to attain different goals, including home buying. While you can buy a new house or flat at any time by availing of a home loan, it typically requires you to pay 20% of the property price from your own pocket while the rest of the cost is covered by the bank.<\/p><div id=\"finse-2692229255\" class=\"finse-content finse-entity-placement\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9118214110898834\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-9118214110898834\" \ndata-ad-slot=\"\" \ndata-ad-format=\"auto\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n\n\n\n<p>Experts advise that it is always better to keep the loan amount low. To do so, you will need to maximise your savings. Here\u2019s a look a how much time it will take for you to accumulate Rs 50 lakh for home buying through Mutual Fund SIP (assuming 12% returns).<\/p>\n\n\n\n<p><strong>Rs 10,000 SIP:<\/strong>&nbsp;It will take 15 years to get Rs 50 lakh from Mutual Fund SIP if the annualised rate of return is 12%.<\/p>\n\n\n\n<p><strong>Rs 20,000 SIP:<\/strong>&nbsp;It will take 10 years and 6 months to get Rs 50 lakh from Mutual Fund SIP if the annualised rate of return is 12%.<\/p>\n\n\n\n<p><strong>Rs 25,000 SIP:<\/strong>&nbsp;It will take 9 years and 2 months to get Rs 50 lakh from Mutual Fund SIP if the annualised rate of return is 12%.<\/p>\n\n\n\n<p><strong>Rs 30,000 SIP:<\/strong>&nbsp;It will take 8 years and 2 months to get Rs 50 lakh from Mutual Fund SIP if the annualised rate of return is 12%.<\/p>\n\n\n\n<p><strong>Also Read:<a href=\"https:\/\/www.financialexpress.com\/money\/mutual-funds\/sip-strategy-get-first-rs-1-crore-fast-from-systematic-investment-plan\/2919633\/\" rel=\"noreferrer noopener\" target=\"_blank\">&nbsp;Way to get your first Rs 1 crore fast from Systematic Investment Plan<\/a><\/strong><\/p>\n\n\n\n<p><strong>Rs 40,000 SIP:<\/strong>&nbsp;It will take 6 years and 9 months to get Rs 50 lakh from Mutual Fund SIP if the annualised rate of return is 12%.<\/p>\n\n\n\n<p><strong>Rs 50,000 SIP:<\/strong>&nbsp;It will take 5 years and 10 months to get Rs 50 lakh from Mutual Fund SIP if the annualised rate of return is 12%.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/finservwealth.com\/wp-content\/uploads\/2023\/01\/image.png\" alt=\"mutual fund return Funds India Wealth Conversations Report\" class=\"wp-image-26648\" width=\"680\" height=\"252\" title=\"\" srcset=\"https:\/\/finservwealth.com\/wp-content\/uploads\/2023\/01\/image.png 618w, https:\/\/finservwealth.com\/wp-content\/uploads\/2023\/01\/image-300x111.png 300w, https:\/\/finservwealth.com\/wp-content\/uploads\/2023\/01\/image-18x7.png 18w\" sizes=\"auto, (max-width: 680px) 100vw, 680px\" \/><\/figure>\n\n\n\n<p><a href=\"https:\/\/www.msn.com\/en-in\/money\/news\/buying-a-rs-50-lakh-house-with-mutual-fund-sip-how-much-time-will-it-take\/ar-AA15UMwR?ocid=msedgdhp&amp;pc=U531&amp;cvid=3d177ef076d54c42bbca48f506b4aba0&amp;fullscreen=true#image=1\" target=\"_blank\" rel=\"noopener\"><\/a><a href=\"https:\/\/www.msn.com\/en-in\/money\/news\/buying-a-rs-50-lakh-house-with-mutual-fund-sip-how-much-time-will-it-take\/ar-AA15UMwR?ocid=msedgdhp&amp;pc=U531&amp;cvid=3d177ef076d54c42bbca48f506b4aba0&amp;fullscreen=true#image=1\" target=\"_blank\" rel=\"noopener\"><\/a><\/p>\n\n\n\n<p>Funds India Wealth Conversations Report December 2022\u00a9&nbsp;Provided by The Financial Express<\/p>\n\n\n\n<p><strong>Rs 75,000 SIP:&nbsp;<\/strong>It will take 4 years and 3 months to get Rs 50 lakh from Mutual Fund SIP if the annualised rate of return is 12%.<\/p>\n\n\n\n<p><strong>Rs 1 lakh SIP:<\/strong>&nbsp;It will take 3 years and 5 months to get Rs 50 lakh from Mutual Fund SIP if the annualised rate of return is 12%.<\/p>\n\n\n\n<p><strong><em>(The calculation above is based on data provided by Funds India Wealth Conversations&nbsp;<a href=\"https:\/\/www.financialexpress.com\/money\/mutual-funds\/mutual-fund-explainer-minimum-sip-and-investment-duration-required-to-get-rs-10-crore\/2911151\/\" rel=\"noreferrer noopener\" target=\"_blank\">Report<\/a>&nbsp;December 2022)<\/em><\/strong><\/p>\n\n\n\n<p><em><strong>Disclaimer: Mutual fund investments are subject to market risks. There is no assurance or guarantee that a fund will give 12% or even lower returns. Please consult your financial advisor before investing in any mutual fund scheme)<\/strong><\/em><\/p>\n\n\n\n<figure class=\"wp-block-embed aligncenter is-type-wp-embed is-provider-finserv-wealth wp-block-embed-finserv-wealth\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"wp-embedded-content\" data-secret=\"QUDuW71IW4\"><a href=\"https:\/\/finservwealth.com\/hi\/commercial-real-estate-valuation-calculator\/\">Commercial Real Estate Valuation Calculator<\/a><\/blockquote><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"&#8220;Commercial Real Estate Valuation Calculator&#8221; &#8212; Finserv Wealth\" src=\"https:\/\/finservwealth.com\/commercial-real-estate-valuation-calculator\/embed\/#?secret=hc43l0J4lI#?secret=QUDuW71IW4\" data-secret=\"QUDuW71IW4\" width=\"600\" height=\"338\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe>\n<\/div><\/figure>","protected":false},"excerpt":{"rendered":"<p>Mutual Fund Systematic Investment Plan (SIP) is considered a good option for accumulating wealth to attain different goals, including home buying. While you can buy a new house or flat at any time by availing of a home loan, it typically requires you to pay 20% of the property price from your own pocket while&hellip;&nbsp;<a href=\"https:\/\/finservwealth.com\/hi\/buying-a-rs-50-lakh-house-with-help-of-mutual-fund-sip-how-much-time-will-it-take\/\" rel=\"bookmark\">\u0914\u0930 \u092a\u0922\u093c\u0947\u0902 &raquo;<span class=\"screen-reader-text\">Buying a Rs 50 lakh house with help of Mutual Fund SIP: How much time will it take?<\/span><\/a><\/p>","protected":false},"author":1,"featured_media":899,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"[\"content\",\"tags\",\"comments\",\"post-navigation\"]","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","_themeisle_gutenberg_block_has_review":false,"footnotes":""},"categories":[48,1,70],"tags":[60,109],"class_list":["post-26644","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mutualfund","category-general","category-latest-news","tag-best-sip-mutual-fund","tag-mutual-fund-sip"],"jetpack_featured_media_url":"https:\/\/finservwealth.com\/wp-content\/uploads\/2022\/04\/pb-realestate.jpg","_links":{"self":[{"href":"https:\/\/finservwealth.com\/hi\/wp-json\/wp\/v2\/posts\/26644","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finservwealth.com\/hi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finservwealth.com\/hi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finservwealth.com\/hi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finservwealth.com\/hi\/wp-json\/wp\/v2\/comments?post=26644"}],"version-history":[{"count":2,"href":"https:\/\/finservwealth.com\/hi\/wp-json\/wp\/v2\/posts\/26644\/revisions"}],"predecessor-version":[{"id":26650,"href":"https:\/\/finservwealth.com\/hi\/wp-json\/wp\/v2\/posts\/26644\/revisions\/26650"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finservwealth.com\/hi\/wp-json\/wp\/v2\/media\/899"}],"wp:attachment":[{"href":"https:\/\/finservwealth.com\/hi\/wp-json\/wp\/v2\/media?parent=26644"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finservwealth.com\/hi\/wp-json\/wp\/v2\/categories?post=26644"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finservwealth.com\/hi\/wp-json\/wp\/v2\/tags?post=26644"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}