{"id":115269,"date":"2024-04-17T19:39:40","date_gmt":"2024-04-17T14:09:40","guid":{"rendered":"http:\/\/finservwealth.com\/new-irdai-rules-now-health-insurers-cannot-reject-claims-citing-non-disclosure-of-pre-existing-conditions-after-five-years-niva-bupa-underwriting-head-simply-save\/"},"modified":"2024-04-17T19:39:40","modified_gmt":"2024-04-17T14:09:40","slug":"new-irdai-rules-now-health-insurers-cannot-reject-claims-citing-non-disclosure-of-pre-existing-conditions-after-five-years-niva-bupa-underwriting-head-simply-save","status":"publish","type":"post","link":"https:\/\/finservwealth.com\/hi\/new-irdai-rules-now-health-insurers-cannot-reject-claims-citing-non-disclosure-of-pre-existing-conditions-after-five-years-niva-bupa-underwriting-head-simply-save\/","title":{"rendered":"New IRDAI rules: Now, health insurers cannot reject claims citing non-disclosure of pre-existing conditions after five years: Niva Bupa underwriting head | Simply Save"},"content":{"rendered":"<p> The IRDAI has reduced the moratorium period that makes claims incontestable on the grounds of failure to disclose pre-existing diseases from eight years to five years, effective April 1. Likewise, shorter waiting period for pre-existing illnesses means that policyholders will have to wait for three, instead of four, years for their declared pre-existing conditions such as diabetes or hypertension to be covered, says Bhabatosh Mishra, Director, Claims, Underwriting and Product Niva Bupa Health Insurance. Tune in to Simply Save for details.<\/p><div id=\"finse-1241601103\" class=\"finse-content finse-entity-placement\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9118214110898834\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-9118214110898834\" \ndata-ad-slot=\"\" \ndata-ad-format=\"auto\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n<p><a href=\"https:\/\/www.moneycontrol.com\/news\/insurance\/new-irdai-rules-now-health-insurers-cannot-reject-claims-citing-non-disclosurepre-existing-conditions-after-five-years-niva-bupa-underwriting-head-%7C-simply-save_17526721.html\" target=\"_blank\" class=\"feedzy-rss-link-icon\" rel=\"noopener\">Read More<\/a><\/p>\n<p>\u200b\u00a0The IRDAI has reduced the moratorium period that makes claims incontestable on the grounds of failure to disclose pre-existing diseases from eight years to five years, effective April 1. Likewise, shorter waiting period for pre-existing illnesses means that policyholders will have to wait for three, instead of four, years for their declared pre-existing conditions such as diabetes or hypertension to be covered, says Bhabatosh Mishra, Director, Claims, Underwriting and Product Niva Bupa Health Insurance. Tune in to Simply Save for details. The IRDAI has reduced the moratorium period that makes claims incontestable on the grounds of failure to disclose pre-existing diseases from eight years to five years, effective April 1. Likewise, shorter waiting period for pre-existing illnesses means that policyholders will have to wait for three, instead of four, years for their declared pre-existing conditions such as diabetes or hypertension to be covered, says Bhabatosh Mishra, Director, Claims, Underwriting and Product Niva Bupa Health Insurance. Tune in to Simply Save for details.\u00a0\u00a0Moneycontrol Latest News\u00a0<a href=\"https:\/\/www.moneycontrol.com\/news\/insurance\/new-irdai-rules-now-health-insurers-cannot-reject-claims-citing-non-disclosurepre-existing-conditions-after-five-years-niva-bupa-underwriting-head-%7C-simply-save_17526721.html\" target=\"_blank\" class=\"feedzy-rss-link-icon\" rel=\"noopener\">Read More<\/a>\u00a0\u00a0<\/p>","protected":false},"excerpt":{"rendered":"<p><!-- wp:html --><\/p>\n<p> The IRDAI has reduced the moratorium period that makes claims incontestable on the grounds of failure to disclose pre-existing diseases from eight years to five years, effective April 1. Likewise, shorter waiting period for pre-existing illnesses means that policyholders will have to wait for three, instead of four, years for their declared pre-existing conditions such as diabetes or hypertension to be covered, says Bhabatosh Mishra, Director, Claims, Underwriting and Product Niva Bupa Health Insurance. Tune in to Simply Save for details.<\/p>\n<p><a href=\"https:\/\/www.moneycontrol.com\/news\/insurance\/new-irdai-rules-now-health-insurers-cannot-reject-claims-citing-non-disclosurepre-existing-conditions-after-five-years-niva-bupa-underwriting-head-%7C-simply-save_17526721.html\" target=\"_blank\" class=\"feedzy-rss-link-icon\" rel=\"noopener\">Read More<\/a><\/p>\n<p>\u200b\u00a0The IRDAI has reduced the moratorium period that makes claims incontestable on the grounds of failure to disclose pre-existing diseases from eight years to five years, effective April 1. Likewise, shorter waiting period for pre-existing illnesses means that policyholders will have to wait for three, instead of four, years for their declared pre-existing conditions such as diabetes or hypertension to be covered, says Bhabatosh Mishra, Director, Claims, Underwriting and Product Niva Bupa Health Insurance. Tune in to Simply Save for details. The IRDAI has reduced the moratorium period that makes claims incontestable on the grounds of failure to disclose pre-existing diseases from eight years to five years, effective April 1. Likewise, shorter waiting period for pre-existing illnesses means that policyholders will have to wait for three, instead of four, years for their declared pre-existing conditions such as diabetes or hypertension to be covered, says Bhabatosh Mishra, Director, Claims, Underwriting and Product Niva Bupa Health Insurance. Tune in to Simply Save for details.\u00a0\u00a0Moneycontrol Latest News\u00a0<a href=\"https:\/\/www.moneycontrol.com\/news\/insurance\/new-irdai-rules-now-health-insurers-cannot-reject-claims-citing-non-disclosurepre-existing-conditions-after-five-years-niva-bupa-underwriting-head-%7C-simply-save_17526721.html\" target=\"_blank\" class=\"feedzy-rss-link-icon\" rel=\"noopener\">Read More<\/a>\u00a0\u00a0<\/p>\n<p><!-- \/wp:html --> The IRDAI has reduced the moratorium period that makes claims incontestable on the grounds of failure to disclose pre-existing diseases from eight years to five years, effective April 1. Likewise, shorter waiting period for pre-existing illnesses means that policyholders will have to wait for three, instead of four, years for their declared pre-existing conditions such as diabetes or hypertension to be covered, says Bhabatosh Mishra, Director, Claims, Underwriting and Product Niva Bupa Health Insurance. Tune in to Simply Save for details.<\/p>","protected":false},"author":0,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","_themeisle_gutenberg_block_has_review":false,"footnotes":""},"categories":[70],"tags":[],"class_list":["post-115269","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-news"],"jetpack_featured_media_url":"https:\/\/www.moneycontrol.com\/news_image_files\/2024\/200x200\/H\/Health-Insurance_200.jpg","_links":{"self":[{"href":"https:\/\/finservwealth.com\/hi\/wp-json\/wp\/v2\/posts\/115269","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finservwealth.com\/hi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finservwealth.com\/hi\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/finservwealth.com\/hi\/wp-json\/wp\/v2\/comments?post=115269"}],"version-history":[{"count":0,"href":"https:\/\/finservwealth.com\/hi\/wp-json\/wp\/v2\/posts\/115269\/revisions"}],"wp:attachment":[{"href":"https:\/\/finservwealth.com\/hi\/wp-json\/wp\/v2\/media?parent=115269"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finservwealth.com\/hi\/wp-json\/wp\/v2\/categories?post=115269"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finservwealth.com\/hi\/wp-json\/wp\/v2\/tags?post=115269"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}