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HDFC ERGO Optima Secure health insurance plan: Benefits, eligibility, claims and more

The plan offers a comprehensive wellness package, and does not impose co-pay or room rent sub-limits. But there are certain limitations such as lack of OPD cover and a three-year waiting period for pre-existing diseases.

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​ The plan offers a comprehensive wellness package, and does not impose co-pay or room rent sub-limits. But there are certain limitations such as lack of OPD cover and a three-year waiting period for pre-existing diseases. The plan offers a comprehensive wellness package, and does not impose co-pay or room rent sub-limits. But there are certain limitations such as lack of OPD cover and a three-year waiting period for pre-existing diseases.  Moneycontrol Latest News Read More  

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